Loans · Pre-Settlement Funding

Lower fees. Longer runway.
Already in your attorney’s system.

Pre-settlement funding, built in. Funders see your case in minutes.

Request funding See the math

Lower fees

3% / 2% / 1%

Tiered platform fee. $50K funding costs $1,100.

Longer runway

2x at 54 months

Simple, non-compounding. Industry standard: 46 months.

Integrated

No document chase

10-minute request. Case file already in the system.

How we compare

OK Legal vs. industry standard.

Head-to-head on the three numbers that matter: platform fee, cap duration, and workflow integration.

Industry standard

OK Legal

Platform fee

Flat-set fees, scale linearly with funded amount

Tiered: 3% on first $10K, 2% next $40K, 1% above

Cap on total repayment

46-month cap

54-month cap, 2x max, simple non-compounding

Document workflow

Standalone — funder requests medicals, police reports, demand letters from your attorney

Already in the system from the marketplace match

Time to first offer

Days

Hours

Funder competition

One funder per request

Multiple licensed funders bid

Recourse

Non-recourse (industry norm)

Non-recourse, mandatory

Comparison reflects publicly available pre-settlement funding terms. Industry-standard pre-settlement funding charges flat-set fees that scale linearly with the funded amount. Verify any specific funder’s terms in their disclosure before signing.

Platform fee calculator

See exactly what funding will cost you.

Drag the slider. Itemized tier breakdown updates live.

Funded amount

$25,000

$500$500K

Tier 1 — 3% on first $10,000$300

Tier 2 — 2% on next $40,000 ($10,000–$50,000)$300

Tier 3 — 1% on amount above $50,000—

Total platform fee · 2.40% effective rate$600

Net to client

$24,400

Max repayment (2x cap @ 54mo)

$50,000

The 2x / 54-month repayment cap is platform-imposed and non-negotiable. Every funder on OK Legal agrees to it as a condition of participation. Simple, non-compounding interest.

How the funder auction works

The cap is fixed. Funders compete on everything else.

Amount

Higher advance wins.

Speed

24 / 48 / 72h.

Flexibility

Harder cases approved.

Rate

Lower wins on price.

At auction close, you see every offer side by side and pick based on your priorities.

Legal Disclosure

OK Legal is a funding marketplace, not a law firm, and does not provide legal advice. OK Legal does not connect clients with attorneys for legal representation through Loans. All funding offered through OK Legal is non-recourse and provided by independent licensed funding companies. OK Legal is not a party to any funding agreement. Review any funding offer with your attorney before signing.

Ready to request funding?

Five minutes, ten if you’re thorough. Funders see your case the same day.

Request funding

Lower fees. Longer runway.Already in your attorney’s system.